Yash Agarwal Law Firm, (YALF)  our Financial Regulatory Practice offers end-to-end advisory and compliance support to clients operating in India’s rapidly evolving financial ecosystem. We assist banks, NBFCs, fintech start-ups, payment service providers, investment entities, and corporate houses in understanding and complying with regulatory frameworks issued by authorities such as the RBI, SEBI, IRDAI.

Our team provides strategic guidance on licensing, compliance management, risk assessments, internal governance, and emerging areas such as digital lending, cross-border payments, and virtual digital assets. With a focus on clarity, precision, and business-aligned solutions, we help clients navigate regulatory challenges, respond to notices or investigations, and structure operations that are both compliant and commercially robust.

Key Points

• Regulatory Advisory: End-to-end guidance on RBI, SEBI, IRDAI, FIU-IND and other financial regulatory requirements.
• Licensing & Registrations: Assistance for NBFCs, fintech entities, payment institutions, and investment advisors.
• Compliance Frameworks: Drafting AML/KYC policies, risk management systems, governance documents, and internal controls.
• Fintech & Digital Finance: Advisory on digital lending, payment services, cross-border transactions, and innovative fintech models.
• Digital Assets: Support on VDA/crypto compliance, taxation considerations, and operational risk mitigation.
• Regulatory Filings: Preparation of periodic filings, returns, disclosures, and responses to regulator queries.
• Enforcement & Investigation Support: Representation during audits, inspections, show-cause notices, and enforcement proceedings.
• Capital Markets Compliance: Assistance with securities laws, insider trading rules, and investment fund structures.
• Product & Transaction Structuring: Ensuring new financial products and business models meet regulatory norms.
• Risk Strategy: Tailored compliance strategies to minimise regulatory exposure and support sustainable growth.